Services
Wills, Lasting Powers of Attorney, Trusts and Inheritance Tax planning all joined up so your wider plan tells one clear story.
Wills
LASTING POWER OF ATTORNEY
Losing mental capacity can happen at any point in your life, through sickness or an accident. A Lasting Power of Attorney lets you choose who can make decisions for you about your finances, your health and your care — if a day ever comes when you can't make them yourself. It allows someone else to access bank accounts, make payments and keep the family running. A Power of Attorney allows someone you know and trust to speak and act on your behalf, when you can no longer do so.
Lets the people you trust pay bills, manage bank accounts, deal with your home and run your financial life if you can't. They do not own any of your estate, they simply manage it on your behalf.
Lets the people you trust make decisions about your care, where you live, your day to day choices suct as diet and daily routine, and your medical treatment. This only comes into effect if you lose capacity.
Trusts
Trusts aren't for everyone — but used thoughtfully, they can protect a second family, look after a vulnerable beneficiary, or hold assets safely until the right time. Trusts allow individuals to benefit from assets without taking legal ownership, and Trustees have day to day control over the asset. We only recommend a trust where it genuinely helps.
Protect a share of your home or assets for children from a previous relationship, while still providing for a surviving spouse or partner.
Give trustees flexibility to support beneficiaries as their lives change — useful for vulnerable family members or longer-term planning.
Hold assets safely until children or grandchildren reach an age where it makes sense for them to receive their inheritance outright.
Considered structures to help protect family wealth from future risks — set up properly, with realistic expectations and clear advice.
Inheritance Tax Planning
Thoughtful planning — gifts, allowances, trusts and spousal exemptions — can make a real difference to what passes on. We work alongside Salmon Financial Solutions so your Will, pensions and wider plan tell the same story.
No jargon, no scaremongering, no off-the-shelf schemes — just a clear view of where you stand and the sensible options to mitigate any potential inheritance tax bill.
The first chat is unhurried, free, and there's no expectation to go any further.
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